The Practical
EV Infrastructure Rail.
Usage-based cover, battery health monitoring, and behavioral pricing for commercial EV fleets - from taxi operators to last-mile logistics. Informed by active programs in Hong Kong and Southeast Asia.
Operations View
Deployable protection for active fleets.
EV fleets are the practical bridge between traditional motor cover and more autonomous mobility models. YAS uses fleet telemetry to support pricing, asset monitoring, and operational resilience.
Battery Health Monitoring
State-of-health tracking, degradation alerts, and failure-risk scoring - used for both asset protection and renewal pricing inputs.
Behavioral Usage-Based Pricing
Premiums informed by mileage, driving pattern, peak-hour exposure, and battery stress - not just declared usage. Proven on HK taxi fleets.
Operational Resilience Cover
Charging downtime, grid interruption, and infrastructure-related revenue loss pathways for fleet operators.
Insurance - Day 1
What We Can Insure Today
Practical cover for taxi operators, last-mile fleets, and corporate EV programs - priced against actual usage, not annual declarations.
- Physical damage
- Repair & maintenance
- Battery failure support
- Charging equipment damage
- Driver/operator personal accident
- Employer liability
- Passenger injury (taxi/ride-hail)
- Property damage
- Bodily injury
- Cargo damage for logistics operators
- Usage-based fleet cover
- Behavioral scoring-linked renewal
- Taxi and ride-hail program structures
- Fleet pilot frameworks
YAS has structured usage-based insurance programs for electric taxi fleets in Hong Kong — using OBD-linked mileage, driving behavior scores, and shift patterns to price cover closer to actual exposure.
Verticals
Built for Scale.
Last-Mile Logistics
Optimized usage-based insurance for high-frequency urban electric delivery fleets.
Public Mobility
Operational risk and battery health protection for electric bus and transit networks.
Corporate ESG Fleets
Unified insurance and analytics for corporate EV transition programs.
Power Up Your Fleet.
Start with practical fleet protection, battery visibility, and infrastructure-aware operating support.