Operating System for
Robotic Risk.
Insurance for deployment. Assurance for autonomy.
Rail 1 delivers practical insurance products deployable today — physical damage, liability, operator cover. Rail 2 is a YAS-led assurance infrastructure built in parallel — telemetry-led triggers, pooled reserve logic, and faster response workflows for connected autonomous fleets.
Two Protection Rails
How YAS Works
Practical insurance products deployable now. Physical damage, liability, and operator cover — structured through insurer underwriting for robotics, EV fleets, and mobility operators across Hong Kong, Malaysia, and Vietnam.
No telemetry required · Available today
A YAS-led assurance structure built in parallel — pool reserve logic, telemetry-led triggers, and faster response workflows for connected autonomous fleets. Requires continuous telemetry API integration.
Requires telemetry integration · Building now
Rail 1 · YAS Insurance
Insurance Day 1: How It Works
From fleet onboarding to active coverage — a structured process that gets operators protected without waiting for the autonomous future.
Fleet Intake
Operator submits fleet type, geography, use case, and unit count. YAS maps to appropriate product structure.
Risk Assessment
Coverage class, operator history, deployment environment, and asset specs evaluated against underwriting criteria.
Policy Binding
Premium structured. Policy certificate issued. Coverage confirmed across: physical damage, liability, operator PA.
Active Coverage
Coverage active for the fleet. Incident reporting channel open. Claims routed to assessment workflow.
Claims & Renewal
Claim filed → evidence submitted → assessment → settlement. Annual renewal with updated fleet data.
What's Covered
Coverage Scope: Rail 1
- Physical damage to the machine
- Mechanical breakdown
- Repair & maintenance
- Extended warranty support
- Operator personal accident
- Employer liability
- Buyer principal liability
- 24/7 incident support
- Third-party property damage
- Third-party bodily injury
- Regulatory compliance
- Public liability
- Fleet blanket structures
- Pilot program cover
- Custom endorsements
- Multi-unit policies
Coverage Matrix
Rail 1 vs Rail 2 at a Glance
Rail 1 is deployable today. Rail 2 capabilities require telemetry API integration and are being built in parallel.
Console Preview
Three Operating Views.
Monitoring for operators, Underwriting for insurers, Assurance for the Rail 2 pool — each with a distinct data surface and decision workflow.
Illustrative console interface — actual product in development
Rail 1 · Underwriting
Underwriting Workbench
The insurer's workbench for each fleet submission — deployment, telemetry, evidence, and coverage structure reviewed in one operating surface.
Illustrative interface — product in development
Rail 1 · Operator View
Monitoring
Live fleet visibility for operators — selected fleet group, active events, telemetry status, and protection state in one operational view.
Illustrative interface — product in development
Rail 2 · Assurance Response
Assurance Control Center
The assurance operating surface for YAS assessment, pricing, reserve review, capital coordination, and payout workflow, with a human gate at each critical decision.
Illustrative interface — product in development
Rail 2 · YAS Assurance
How the assurance pool works.
A YAS-led assurance pool can run parallel to insurance using YAS assessment, pricing, reserve logic, and response triggers supported by fiat, stablecoin, and selected major-crypto capital rails.
Human-in-the-loop checkpoints at Classify and Respond — automation scoped to pre-agreed triggers only
Signal Inputs
- · Telemetry and fleet operating data
- · Asset health and maintenance state
- · Route / environment / deployment context
Pool Logic
- · Trigger thresholds set in advance
- · Unit / fleet score linked to reserve logic
- · Human-reviewed event classification before release
Capital Rails
- · Fiat reserve accounts
- · Crypto-supported treasury / settlement paths
- · Configurable by market and partner structure
Response Playbook
- · Notify and isolate where needed
- · Build evidence packet from telemetry
- · Support reserve / payout workflow execution
Reserve capital is allocated against pre-agreed trigger logic, held through review, and released through the appropriate response or payout path.
Operating Model
Two rails. Different protection needs.
Two complementary rails, fundamentally different operating models. Both are necessary — neither replaces the other.
- You need coverage active before you have telemetry infrastructure
- Your fleet is partially or not connected — offline assets still need protection
- Your insurer or regulator requires a traditional policy certificate
- You're running a pilot program and need quick, structured cover
- Your fleet has continuous telemetry and a live data API you can expose
- You want risk pricing that reflects actual fleet behaviour, not declared value
- You need pre-agreed trigger logic and faster evidence-backed payout flows
- You're building toward fully autonomous operations and need scalable pool protection
Rail 2 settlement timelines and trigger automation are subject to regulatory approval, product development milestones, and insurer capacity agreements.
Platform Capabilities
Built for the Operating Layer
Real-time Telemetry
Direct integration with robotic OS and fleet telematics for sub-second risk monitoring.
Edge Risk Scoring
On-device risk evaluation that detects behavioral drift before incidents occur.
Automated Triggers
Pre-agreed playbooks that fire the moment a threshold is crossed — human review gate maintained.
Multi-Market Ready
Configurable insurance and assurance rail designed for HK, Malaysia, and Vietnam with multi-market expansion.
Architecture
Full-Stack Protection.
From sensor to settlement — a unified infrastructure layer.
Ingestion Layer
ROS2, telematics APIs, OBD-II/CAN, IMU/LiDAR summaries, operator context ingested in real time.
Intelligence Engine
Fleet Protection Score updated continuously. Behavioral drift, sensor health, and environment signals processed by risk models.
Execution Rail
Pre-agreed triggers route events to: notify, isolate, reserve, or assisted claim workflow. Human review gate maintained.
Markets
Operating Markets
Hong Kong
Regional commercial hub and programme headquarters
Malaysia
Partner development and market distribution
Vietnam
Embedded distribution and growth market
Deploy the
Protection Rail.
Ready for Rail 1 coverage today, or building toward Rail 2 integration — contact us to get started.